PHD Discussions Logo

Ask, Learn and Accelerate in your PhD Research

Question Icon Post Your Answer

Question Icon

9 months ago in Development Economics , Economics By Rinku

Which research themes are promising for studying FinTech’s role in digital banking and financial inclusion?

Digital banking and mobile money are transforming financial inclusion in emerging economies.I am seeking specific themes that can guide empirical research or policy studies.Topics may combine technology, behavior, and regulatory frameworks.

All Answers (1 Answers In All)

By Heena Answered 6 months ago

From my experience, promising research areas include evaluating mobile money’s effect on rural savings, using NLP to analyze digital lending algorithms for bias, and studying the impact of regulatory sandboxes on inclusion metrics. I have seen panel data from the World Bank Findex effectively support these studies. I would recommend focusing on projects that integrate technology, behavior, and policy to capture the multidimensional impact of FinTech on financial inclusion.

Your Answer